Safe & Secure Casino Payment Methods

safe and secure payment methodsPlaying with real money at an online casino is exciting and fun, but finding the method that will suit you, can be confusing given the vast array of methods available today. To make it easier for you, read on and discover what kind of payment method you can use that will suit your needs.

As online casinos have grown so too has the technology that supports it. One of the major aspects a player looks for in an online casino, outside of its licence, and games, is how the casino payment methods function.

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Players today are savvy and know to look for a Secure Socket Layer, SSL, encryption protocol. Digital encryption is the method that regulated online casinos employ to ensure that you can sign up and make real money deposits safely.

An online casino can offer any number of payment methods, some of which may be country-specific. You also need to check the casino’s Terms and Conditions to identify what currencies they accept. Most casinos do accept multiple currencies, but some will only use one currency and as such your deposits, if not in that currency, will be exchanged.

Popular Payment Methods

credit card and debit cardsCredit card & Debit Cards

These are well-known to most people and a convenient way to make a casino deposit. The payments are instant, so no delay in playing your favourite games but the withdrawals can take up to 5 business days.

Some countries do not allow withdrawals to MasterCard. Transaction fees can also be charged using this method.

  • MasterCard has a long-standing reputation and depositing to casinos is fast and secure. Unfortunately, it cannot always be used for withdrawals.
  • Visa is another credit card with an excellent worldwide reputation. You have to deposit with your visa card to withdraw to it.
  • Maestro is owned by MasterCard and is linked to your bank account or issued in the form of pre-paid cards. You can only deposit with Maestro.


These allow anonymous and fast transactions, although some have greater flexibility than others. These online services provide fast digital transactions for both deposits and withdrawals. To use, you need to have an account with the company, which is easy to set up online.

Most need you to link to a bank account, and you can access your eWallet online or via mobile. Do check their T&C’s for any processing fees.

  • PayPal has an internal policy of vetting casinos and will only allow payments at online casinos they consider licensed and trustworthy. Depositing is instant and doesn’t incur fees, but withdrawals may incur a charge.
  • Neteller is by far the most popular eWallet used by online casino players since 2000. It offers a safe, simple and fast payment solution, but do check if it can be used when claiming a casino bonus.
  • Skrill is a rival for both Paypal and Neteller, and is another fast and efficient payment method. It is instant, and like the other two has same-day withdrawals. Some casinos do not accept Skrill to claim bonuses.
  • ecoPayz is a popular eWallet, providing flexibility and security for your payments. It includes award-winning fraud protection, with no bank or credit check necessary.

Pre-Paid Cards

paysafecardAn increasingly popular method of funding your casino account. They are fast, 100% secure, anonymous. These are cards that can be pre-loaded with funds from which you can deposit to your account.


  • PaySafeCard – one of the top payment solutions worldwide. You exchange funds for a pin which you use to process your money, no need to share any personal or banking information.
  • NeoSurf – another safe and anonymous payment method, but withdrawals are not an option.
  • AstroPay – you can purchase your card online or download a mobile app. The card is not renewable, once funds are used a new card needs to be purchased.

Online Payment Service Provider

These are third-party services that process electronic payments between your bank and the casino:

  • Trustly is a secure way to make online payments from your bank account. No sign-up or software installation is necessary, and Trustly processes deposits and withdrawals.
  • Citadel Instant Payments is another one of the widely used casino payment methods for processing money, where fast processing times and the security of bank details are of importance.

Mobile Payment

Different countries have a variety of payment solutions using mobile phones:

  • Zimpler is popular across Scandinavia, but can be used in UK casinos. All you need is your phone number and a pin from the company to process funds. Simple!
  • Pay By Phone Bill is a method used at an online casino that sees your deposit added to your monthly phone bill. Cannot be used for withdrawals.

bank transfer6. Bank Transfers

Another option but not as popular due to the time involved in processing both deposits and withdrawals, plus there is often a fee imposed on this transaction. It does, however, allow for higher amounts to be transferred.

As you can see, there are many options available for you to make deposits and withdrawals and some casinos now accept more than one method for your account. Read on to discover Blockchain currencies.


Another form of payments that is becoming increasingly popular is cryptocurrencies. We have reviewed the best crypto Casinos hence giving you the chance to have a great gaming experience.. The drawback is for some cryptocurrencies the Blockchain fees can be quite high. The more popular, the higher the fee, if you want to use this method, check out some of the newer digital currencies.

Not all online casinos accept Blockchain currency, but the uptake is increasing.

  • Bitcoin probably has the highest Blockchain fees.
  • Litecoin is a Bitcoin fork and is slightly easier to use, plus, has almost zero fees.
  • Dogecoin is a cryptocurrency that is still in its infancy as regards being a financial option but keep an eye on it.
  • Ethereum is seen by many as the future of online casinos, although they are quite rare at the moment.
  • Ripple is not as available in casinos as the others, but a growing number of banks supports this digital currency.

How Can I Make a Deposit?

how can I make a depositMaking a deposit to an online casino has become increasingly easier, as casinos vie for players. Having uncomplicated financial methods is essential in the competitive market of today.

Although every casino will employ its own deposit methods and terms and conditions, most follow a similar structure.


1. First, you need to register at the casino of your choice, by following the online directions.
2. They will require some information, like name, and email address and password. DOB, and an address, and possibly a username.
3. Normally an email is sent, which you will have a link to click on to verify the account.
4. Once you login you can go to the ‘cashier’ or ‘your account’.
5. There you will select your payment method and currency.
6. Enter the details and the amount you want to deposit and it’s as easy as that.

Some points to be aware of, if you are going to claim a bonus from the casino, check out the minimum deposit required, and if there is an excluded payment method. Read through the casino’s terms and conditions to be aware of all information re deposits and to check if you can use more than one payment method.

What Is a Minimum Deposit?

what is a minimum depositThe minimum deposit is what the casino will accept as your first payment when you sign up. This can also be influenced by the payment method you have chosen. If you are claiming a welcome bonus or any promotional casino bonus you need to check the Terms and Conditions as to how much has to be deposited to claim the bonus.

This can differ as per bonus, especially when taking a tiered percentage bonus over several deposits. Once you have an account set up many casinos, allow you to set limits on your deposit, as is part of the casino’s contribution to responsible gambling.

How Can I Make Withdrawals?

how can I make withdrawalsTo make a withdrawal, you need to follow the instructions in your account. Withdrawals are normally made to the account that the deposit was made from. Refer to the casinos T&C’s if you use multiple methods for money transfers.

Some casinos have limits on the withdrawals; these can be rollover or wagering requirements that are part of any bonus terms. Some casinos might also expect you to play through your deposit a certain number of times before a withdrawal can be processed.

Check the casinos T&C’s for their rules as applied to withdrawals. As deposit and withdrawal methods vary, so does the withdrawal time, eWallets are normally the fastest, with Bank Transfers being the slowest. Also note if the casino has a processing time, sometimes up to 72 hours, to allow the player to change their mind about the withdrawal.

Depending on the amount being withdrawn, the bank might request further verification of your identity. In UK licensed casinos verification is required within 72 hours of joining a casino.

What Is a Minimum Withdrawal?

what is a minimum withdrawalLike making a deposit, each casino has a minimum and maximum amount that can be withdrawn at any given time and they all vary. The information should be available in your account or in the T&C’s, and there is often a daily and monthly limit.

Your financial method could also impose limits on minimum and maximum amounts. High rollers might find using a credit card or bank transfers allow them higher amounts for withdrawal.

As part of the responsible gaming cause, you can set personal limits on your withdrawals. If you get lucky and win a large amount, say £60,000 but the casino withdrawal limit for the month is £50,000 it will generally be paid out in two or more instalments.

Is It Safe to Make Deposits?

is it safe to make depositsYes, it is safe to make a casino deposit; all licensed casinos use bank-level SSL encryption as well as security protocols to ensure no third party interference. It is as safe as shopping online, as long as you are also sensible.

Whichever casino payment method you use, remember to keep passwords and pins private, these do not need to be shared with the casino at any time. Plus, it is probably not the best idea to make payments when you are using public wi-fi.

A lot of effort goes into making a casino safe and secure for players but do check your casino of choice carries a valid licence. This means its security is overseen by independent regulators, ensuring everything is above board and your money is safe.

A large number of casinos also carry a reality check option so you can know how long you have been playing and as such how much you are spending.

Are There Deposit & Withdrawal Limits?

are there deposit and withdrawal limitsYes, most casinos and the casino payment methods impose limits. These vary from casino to casino and of course the casino payment option you choose to use. Most casinos will have a minimum and maximum limit that will cater to all their players be them low, medium or high rollers.

The most popular lowest limit is £10, but you can find lower, but do check these lower amounts entitle you to claim any bonuses that casino might have. Some depositing limits can be higher, so check out the casino’s info before registering. Withdrawals also carry a variety of restrictions, those imposed by the casino and by the payment method you are using.

Minimum withdrawals can be around £10 -£20, maximum can have a daily, weekly or monthly limits. Check the T&C’s before playing and avoid any disappointment when it comes to withdrawing your wins.

Can I Use Debit/Credit Cards to Deposit?

can I use credit or debit cards to depositYes, you can use both debit and credit cards to deposit, and these are popular deposit methods among players. Withdrawals can be problematic, depending on your card. Using these for your deposits is very straightforward, and is part of the reason why they are so popular.

One thing to bear in mind though is your credit card limit, very easy when playing to deposit a ‘bit more’ with your cards. This can lead to some serious debt issues if you do not practice good money management. Always set yourself a limit when depositing with debit and credit cards, and stick to it!

Can I Use Someone Else’s Card?

This action is an absolute no. In every casino T&C’s you will find clear guidelines about how you can make a casino payment and what you can use, someone else’s card is on the forbidden list. The reasons for this are many from money laundering laws to your own protection.

You cannot withdraw from your named account into a card carrying another person’s name – so you can say bye to any winnings if you try this. Remember, most European casinos will ask for further verification before allowing a withdrawal; in the UK, this is done within 72 hrs of registering an account.

My Card Was Declined. Why Is That?

why was my card declinedSeveral reasons, one could be you have reached your card’s limit, or it is too close to its end of issue date. Another reason is the number of banks that do not allow their cards to be used for a casino deposit. This is out of the hands of the online casinos, who often carry a list of less ‘hostile’ banks.

The casinos do not want to decline you cards, but as they process the transaction you bank recognises what type of transaction it is from the MCC code and if one of the banks who do not allow gaming transactions it will be declined.

An option, casinos could employ is to disguise the MCC code, but this can lead to severe penalties against the casino by the bank and its regulator. Instead, they offer payment solutions, like eWallets and Trustly, that avoid this situation, letting you use a third party to process your payments.

Are There Casino Fees for Deposits & Withdrawals?

are there casino fees for deposits and withdrawalsOnce again, there is no one clear answer on this as policy on a casino payment varies. The good news is the majority of the better casinos do not charge any processing fees. Although a word a caution your payment method could.

When using bank transfers and some eWallets, there can be small transaction fees attached to deposits, which can quickly add up if you are making regular deposits.

The same with withdrawals, depending on the amount and the method used. Bank transfers are normally used for large withdrawals and almost certainly will carry a company processing fee if not one from the casino.